Calculators

Our Policies

Explore our comprehensive set of policies that ensure transparency, compliance, and protection for all our clients. Stay informed about our terms, regulatory guidelines, grievance redressal procedures, and investor rights.

Data Deletion and Account Removal Policy

WealthFino — Brand of Mr. Krishna Kumar Pathak, SEBI-Registered Research Analyst, Reg. No. INH300009914
Contact Email: info@krishnapathak.com Website: https://www.krishnapathak.com

1. Introduction

WealthFino (“We,” “Our,” or “Us”) is a research and education platform operated by Mr. Krishna Kumar Pathak, a SEBI-Registered Research Analyst (Reg. No. INH300009914). We are committed to protecting user privacy and personal data in accordance with the Digital Personal Data Protection (DPDP) Act, 2023, Information Technology Act, 2000, and SEBI (Research Analysts) Regulations, 2014.

2. Applicability

This policy applies to all users of the WealthFino mobile application, website, and associated services who have created an account, submitted data, or interacted with the platform. It also satisfies Google Play’s “Account Deletion” Policy, which requires users to request deletion of their account and data both within the app and via a public web link.

3. Account Deletion Process

Users may request deletion of their WealthFino account and associated data via the following methods: • By emailing info@krishnapathak.com from their registered email address. • From within the mobile app under Profile Settings → Account → Delete My Account.

4. Verification of Requests

To prevent unauthorized access, requests must originate from the registered contact details. Verification will be done via OTP or email confirmation. Requests will not be processed for accounts under dispute or pending settlements.

5. Processing Timeline

Verified requests are processed within seven (7) working days from confirmation. Users receive an acknowledgment email upon receipt and a final confirmation once deletion is complete.

6. Scope of Deletion

Upon verification, the following data will be deleted: personal identification details, app usage data, non-essential analytics, and support communications.

7. Data Retention

Certain data may be retained where required by law, including transaction records, research documentation, and audit logs under SEBI Regulations. Retained data will be securely stored and not used for new purposes.

8. Effect of Account Deletion

Once deleted, the user's account credentials and access will be permanently disabled. Deleted data cannot be recovered. Users may register again later using the same or new credentials.

9. Grievance and Data Protection Contact

Data Protection Officer (DPO) WealthFino – Brand of Krishna Kumar Pathak Email: info@krishnapathak.com Durgapur (WB), India Grievances will be acknowledged within 72 hours and resolved within 7–10 working days.

10. Compliance Statement

This policy complies with Google Play Developer Policy (Account Deletion & User Data, 2024), DPDP Act 2023, IT Act 2000, and SEBI (Research Analysts) Regulations, 2014.

11. Policy Updates

Krishna Pathak, under the brand name WealthFino, reserves the right to modify this policy in accordance with legal or platform updates. Revisions will be posted with updated effective dates on our website and app

Declaration from Krishna Kumar Pathak ("Research Analyst"):

"Investment in securities market are subject to market risks. Read all the related documents carefully before investing." We are not responsible for your Profit and Loss. Past performance is no guarantee of future results.

Registration granted by SEBI, membership of BASL (in case of IAs) and certification from NISM in no way guarantee performance of the intermediary or provide any assurance of returns to investors. The investor is requested to take into consideration all the risk factors before actually trading in derivative contracts.